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    Adverse Selection · Interview Question

    Explain adverse selection / the winner's curse for a market maker. How should it change your quotes?

    How to answer

    When a counterparty lifts your offer, the asset is probably worth MORE than you thought; when they hit your bid, it's worth LESS. The people who trade against you are disproportionately the informed ones, so every fill drags your inventory the wrong way. Defense: widen your spread when counterparties may be informed, and update fair value toward the side that traded.

    Key idea: Update on direction of the trade; widen against informed flow.

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